Debt Settlement Or Debt Consolidation - Your Path To Debt Freedom

Hi, my name is Lance and I'm going to teach you how you can get out of credit card debt in a year through Debt Settlement or a bit longer through Debt Consolidation.

Are you considering Bankruptcy? Unable to make even your minimum monthly credit card payment? Lost your job?

Welcome to GetOutOfDebtInAYear.com, a site that I created to teach you how to use "Debt Settlement" or "Debt Consolidation" to help you eliminate your credit card debt and preserve what you can of your credit score when you are out of options.

So TAKE ACTION NOW by watching this introductory video:

The best part about this site, is that I will show you how to use Debt Settlement to get out of debt on your own, or, if you want some help, I will direct you to some reputable Debt Consolidation companies who can do all of the work for you. It's a win-win!

You will learn a bit about the credit system, credit ratings that credit card companies use to rate you as a customer, your options for eliminating your credit card debt, the ramifications for each scenario and why this is not the end of the world. Regardless of your situation, there is hope and a brighter future is ahead. The first thing that you should know, is what this site is, and what it is not.

Learn how I was able to rid myself of over $45,000 of credit card debt in less than a year while I was unemployed!

You will learn a bit about the credit system, credit ratings that credit card companies use to rate you as a customer, your options for eliminating your credit card debt, the ramifications for each scenario and why this is not the end of the world. Regardless of your situation, there is hope and a brighter future is ahead. The first thing that you should know, is what this site is, and what it is not.

You have found this site because you are no longer able to pay even your monthly minimum credit card payments. This "delinquency" may have ocurred due to circumstances outside of your control, such as to a layoff due to the economy, illness or other unusual circumstance. Unfortunately, these things can happen and are ocurring at a rate higher than at any other time in history, so you are not alone.

Don't worry, there is HOPE!

I had NEVER been late on a single credit card payment before and I still had to look at Debt Settlement or Debt Consolidation!

This site is a last resort option for those of you dealing with circumstances which you may have never anticipated or experienced before in regards to your credit card debt. Visitors to this site may have never missed a credit card payment before and may have had a perfect credit history prior to experiencing their unfortunate incident. This site offers options for people in a very difficult situation, and is not meant as a means to bypass current debt obligations for those who are able to satisfy their commitment, but simply choose not to. Following the options detailed in this site can help you eliminate your debt and minimize the negative effects on your credit score.

You will also see why your current credit card debt dilemma is not the end of the world, and how you won't have to put your credit needs on hold for seven years, as everyone would have you believe.

There are plenty of people who are in the same credit card debt situation as you, so have no fear.

Then most important thing for you to do is to "TAKE ACTION!" This will make you feel better, provide the best possible outcome given your circumstances and get you back on track in the shortest amount of time.

 

Briefly, there are four options that you have:

  1. Declare Bankruptcy
  2. Ignore the whole situation and hope that it goes away
  3. Work out a debt settlement arrangement with your creditor, or collections agency
  4. Have a debt consolidation company negotiate a settlement on your behalf

Bankruptcy and ignoring the situation are not the recommended solutions on this site.

The recommended solutions are to negotiate a debt settlement arrangement yourself, or to have a debt settlement company negotiate a settlement on your behalf.

Negotiating a debt settlement on your own is a formidable, gut-wrenching challenge, but is doable. First, you will mostly likely have to suffer through countless daily calls from creditors, inconsistency among and from creditors, having to explain your situation again and again in its entirety each time that you speak with them, and most challenging, a longer period of working through your debt resolution episode than if you had a debt consolidation company do it for you.

For those of you who would like some assistance, I recommend soliciting the help of a debt consolidation company to assist you. You can get started on a path to debt resolution and peace of mind by submitting your information in the form below.

Debt Consolidation Assistance
Credit Card Debt:
Name (First Last):
   
E-Mail:
Your State:
Phone:
() -  - 

 

 

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Debt Consolidation Assistance
Credit Card Debt:
Name (First Last):
   
E-Mail:
Your State:
Phone:
() -  -